How To File For Chapter 13


The filing fee or an application to pay the filing fee through the plan must accompany all petitions and schedules. Petitions without one or the other will not be acknowledged. It is advised that filing fees must be paid either by cash, cashier's check, money order, or an attorney's firm check, that is made payable to "Clerk, U.S. Bankruptcy Court." People wanting to file for Chapter 13 are strictly advised against tendering cash for petitions submitted by mail. Similarly, it is a rule that checks from debtors are generally not accepted.

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The formal request page must contain the redacted Social Security number(s) and the county in which the debtor resides. Form 21 should contain the full Social Security number. It is expected that Schedule D should take into account full recording data page, document numbers, date and place of recording, or state ?unrecorded?- attach separate page if necessary. Pro se debtors require daytime phone number below the signature.

Documents that need to be filed with the petition include the Filing Fee, Form 1 - Voluntary Petition, Mailing Matrix - List of all creditors and Form 21 - Statement of Social Security number. Along with this Certificate of credit counseling and debt repayment plan, Form 19B - Notice to debtor by bankruptcy petitioner and Form B280 - Statement disclosing compensation paid or to be paid to a bankruptcy petitioner also need to be filed.

Documents that need to be filed with the petition or within 15 days include Form B201 - Notice to Individual Consumer Debtor A-J, Summary of Schedules, Declaration Concerning Debtor's Schedules and Form 7 that refers to the Statement of Financial Affairs. Along with this, Form 22C - Statement of Current Monthly Income and copies of all payment advices received by the debtor from an employer within 60 days before filing the petition also need to be filed. Lastly Form B203 that refers to Statement disclosing compensation paid or to be paid to the attorney for the debtor needs to be attached.

Documents due seven days before the date first set for the Section 341 meeting of creditors require submitting to the trustee a copy of the Federal income tax return for the most recent tax year ending before filing. Documents due within 30 days or by the date set for the Section 341 meeting of creditors, whichever is earlier comprise of Form 8 that is Statement of Intention regarding secured property. Finally, the documents due before the discharge is granted includes Certificate of Financial Management Course that is required to be filed within 45 days after the Section 341 meeting of creditors.


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